Author: Mr. Butler

  • Dematerialized Mortgages

    As foreclosure rates are now slowly but steadily ticking up, it is time to revisit securitized mortgages, this time with the context of David Rogers Webb’s work in the online book, The Great Taking, and movie by the same name. First, what The Great Taking tells us. Second, how it affects securitized mortgages and what…

  • The Three Will Problem

    The Three Will Problem

    In C.S. Lewis’ That Hideous Strength, a prophetic novel about a diabolical attempted health-technocracy world takeover, he states: “If you dip into any college, or school, or parish, or family—anything you like—at a given point in its history, you always find that there was a time before that point when there was more elbow room……

  • The Solution to Everything

    The Solution to Everything

    Well, almost. In memory of Charlie Munger, who passed away on November 28, 2023, this piece will point out that many, if not all, undesirable behaviors can be improved by carefully aligning incentives, particularly financial incentives, with desired outcomes. Let’s start with alleged “systemic racism” in police departments and a review of the documentary The Fall……

  • Foreclosure Fraud 2.0…

    Foreclosure Fraud 2.0…

    …appears to be on the horizon.  As the actual data on foreclosures and defaults gradually and steadily ticks upward, other data–including particularly a spike in household debt led by increased mortgage debt and recent consumer credit card binges–suggests that very soon it may be 2008 all over again and that a residential real estate market correction is imminent.  Most recent data shows……

  • A Bitcoin Hypothesis

    A Bitcoin Hypothesis

    And when money failed in the land of Egypt, and in the land of Canaan, all the Egyptians came unto Joseph, and said, Give us bread: for why should we die in thy presence? for the money faileth. –Genesis 47:15. BITCOIN PRICE SIGNALS THE FAILURE OF WESTERN FIAT CURRENCIES AND A LOSS OF TRUST IN THE……